Intelligent switching for every transaction. Payflo Card Switch (PCS) manages the entire lifecycle of ATM and POS transactions—from device driving and terminal management to authorization, routing, clearing, and settlement.
Accounts & Deposits
- Capabilities
- Multi‑rail acquisition: Ingest transactions from any source or touchpoint; support for ISO 8583 and modern protocols.
- Smart routing: Business‑rule‑driven switching to multiple hosts and networks.
- Terminal management: ATM/POS deployment, keys, parameters, and monitoring.
- Clearing & settlement: End‑to‑end accounting, reconciliation, and chargeback support.


- Security & compliance: EMV®‑ready and PCI‑aligned controls.
Deployment models
- On‑premise for full data control and low‑latency environments.
- SaaS for speed‑to‑market and lower operational overhead.
Benefits
- Speed to market – roll out new devices and channels quickly.
- Lower TCO – Windows/Linux server options and efficient ops.
- All‑in‑one – consolidate switching, authorization, and settlement on a unified platform.
