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Intelligent switching for every transaction. Payflo Card Switch (PCS) manages the entire lifecycle of ATM and POS transactions—from device driving and terminal management to authorization, routing, clearing, and settlement.

Accounts & Deposits

  • Capabilities
    • Multi‑rail acquisition: Ingest transactions from any source or touchpoint; support for ISO 8583 and modern protocols.
    • Smart routing: Business‑rule‑driven switching to multiple hosts and networks.
    • Terminal management: ATM/POS deployment, keys, parameters, and monitoring.
    • Clearing & settlement: End‑to‑end accounting, reconciliation, and chargeback support.
  • Security & compliance: EMV®‑ready and PCI‑aligned controls.

Deployment models

  • On‑premise for full data control and low‑latency environments.
  • SaaS for speed‑to‑market and lower operational overhead.

Benefits

  • Speed to market – roll out new devices and channels quickly.
  • Lower TCO – Windows/Linux server options and efficient ops.
  • All‑in‑one – consolidate switching, authorization, and settlement on a unified platform.

 

Banking in a Box!

Payflo is a modular banking and payments platform by uBits Technology. All trademarks are the property of their respective owners. EMV® is a registered trademark in the UAE and other countries and an unregistered trademark elsewhere. PCI refers to the Payment Card Industry Data Security Standard.

Address

API Trio Towers, Dubai, United Arab Emirates

Say Hello

info@ubitstechnology.com

Payflo© 2026 uBits Technology, Dubai, United Arab Emirates. . All rights reserved.