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1. Introduction

Welcome to Payflo (“Company”, “we”, “our”, “us”).
We are committed to protecting your personal information and respecting your privacy. This Privacy Policy explains how we collect, use, store, disclose, and protect your personal information when you visit our website or use our services.

By accessing or using our website, you consent to the collection and use of your information as described in this Privacy Policy.

2. Data Collected

We may collect and process the following types of information:

a. Personal Information

Information you voluntarily provide to us when you:

  • Fill out contact forms or request information.

  • Register for an account or subscribe to newsletters.

  • Apply for a job or submit a service inquiry.

This may include your name, email address, phone number, company name, and any other details you choose to share.

b. Automatically Collected Information

When you visit our website, we automatically collect certain data, including:

  • IP address, browser type, and operating system.

  • Date, time, and duration of visits.

  • Pages viewed and referring URLs.

  • Cookies and similar tracking technologies.

c. Cookies

Our website uses cookies to enhance user experience, analyze website performance, and remember your preferences. You can manage cookie preferences through your browser settings.

 

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To provide, maintain, and improve our website and services.

  • To respond to your inquiries or requests.

  • To send you updates, promotional materials, and relevant communications (where permitted by law).

  • To personalize your experience and optimize website content.

  • To detect and prevent fraud or misuse of our website.

  • To comply with legal obligations or enforce our policies.

4. Legal Basis for Processing (If Applicable)

Where required by law (such as under GDPR), we rely on one or more of the following bases:

  • Your consent.

  • Performance of a contract with you.

  • Compliance with a legal obligation.

  • Our legitimate business interests.

5. Who Has Access To Your Data
If you are not a registered client for our site, there is no personal information we can retain or view regarding yourself. If you are a client with a registered account, your personal information can be accessed by:
  • Our system administrators.
  • Our supporters when they (in order to provide support) need to get the information about the client accounts and access.
6. Sharing of Information

We may share your information with:

  • Service providers: Trusted third parties who assist us in operating our website, analytics, marketing, or IT support.

  • Affiliates and business partners: To improve our service offerings.

  • Legal authorities: When required to comply with applicable laws or protect our legal rights.

  • In case of business transfer: If uBits Technology undergoes a merger, acquisition, or sale of assets, your data may be transferred as part of that transaction.

We do not sell your personal information.

7. How Long We Retain Your Data For

When you submit a support message or a comment, its metadata is retained until (if) you tell us to remove it. We use this data so that we can recognize you and approve your comments automatically instead of holding them for moderation.

 

8. Security Measures

We use the SSL/HTTPS protocol throughout our site. This encrypts our user communications with the servers so that personally identifiable information is not captured/hijacked by third parties without authorization.

In case of a data breach, system administrators will immediately take all needed steps to ensure system integrity, will contact affected users and will attempt to reset passwords if needed.

9. Your Data Rights
General Rights

If you have a registered account on this website or have left comments, you can request an exported file of the personal data we retain, including any additional data you have provided to us.

You can also request that we erase any of the personal data we have stored. This does not include any data we are obliged to keep for administrative, legal, or security purposes. In short, we cannot erase data that is vital to you being an active customer (i.e. basic account information like an email address).
If you wish that all of your data is erased, we will no longer be able to offer any support or other product-related services to you.

 

10. Third Party Websites
Our website may contain links to external websites. We are not responsible for their privacy practices and encourage you to review their respective privacy policies.
11. Release of Your Data for Legal Purposes

At times it may become necessary or desirable to Payflo, for legal purposes, to release your information in response to a request from a government agency or a private litigant. You agree that we may disclose your information to a third party where we believe, in good faith, that it is desirable to do so for a civil action, criminal investigation, or other legal matter. If we receive a subpoena affecting your privacy, we may elect to notify you to allow you to file a motion to quash the subpoena, or we may attempt to quash it ourselves, but we are not obligated to do either. We may also proactively report you and release your information to third parties where we believe that it is prudent to do so for legal reasons, such as our belief that you have engaged in fraudulent activities. You release us from any damages that may arise from or relate to the release of your information to a request from law enforcement agencies or private litigants.

Any passing on of personal data for legal purposes will only be done in compliance with the laws of the country you reside in.

Banking in a Box!

Payflo is a modular banking and payments platform by uBits Technology. All trademarks are the property of their respective owners. EMV® is a registered trademark in the UAE and other countries and an unregistered trademark elsewhere. PCI refers to the Payment Card Industry Data Security Standard.

Address

API Trio Towers, Dubai, United Arab Emirates

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info@ubitstechnology.com

Payflo© 2026 uBits Technology, Dubai, United Arab Emirates. . All rights reserved.