{"id":47388,"date":"2023-12-06T22:33:09","date_gmt":"2023-12-06T22:33:09","guid":{"rendered":"https:\/\/www.ubitstechnology.com\/payflo\/?post_type=cpt_services&#038;p=47388"},"modified":"2025-10-09T13:47:42","modified_gmt":"2025-10-09T13:47:42","slug":"core-banking-system","status":"publish","type":"cpt_services","link":"https:\/\/www.ubitstechnology.com\/payflo\/services\/core-banking-system\/","title":{"rendered":"Core Banking System"},"content":{"rendered":"\r\n<p class=\"wp-block-paragraph\"><strong>Your product factory from day one.<\/strong> Configure and launch any account or lending product\u2014without being boxed into modules. Payflo Core gives you real\u2011time processing, smart product templates, flexible pricing, and complete lifecycle management for both retail and business banking.<\/p>\r\n\r\n\r\n\r\n<p><strong>Accounts &amp; Deposits<\/strong><\/p>\r\n<ul>\r\n<li><strong>Personal deposits:<\/strong> Savings, fixed\/flexible term, savings plans, Stokvel, Shariah\u2011compliant savings.<\/li>\r\n<li><strong>Business deposits:<\/strong> Savings and term products for SMEs and corporates.<\/li>\r\n<li><strong>Stored\u2011value:<\/strong> Wallets and prepaid accounts for cards or super\u2011apps.<\/li>\r\n<li><strong>Personal &amp; business current accounts:<\/strong> Full transactional capabilities, local and cross\u2011border transfers, card linking.<\/li>\r\n<li><strong>Merchant accounts:<\/strong> Acquiring, e\u2011commerce and POS settlement, payouts, and reconciliation.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\r\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" data-id=\"61244\" class=\"alignnone wp-image-62735 size-medium\" src=\"https:\/\/www.ubitstechnology.com\/payflo\/wp-content\/uploads\/2023\/12\/Services-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.ubitstechnology.com\/payflo\/wp-content\/uploads\/2023\/12\/Services-300x200.jpg 300w, https:\/\/www.ubitstechnology.com\/payflo\/wp-content\/uploads\/2023\/12\/Services-768x512.jpg 768w, https:\/\/www.ubitstechnology.com\/payflo\/wp-content\/uploads\/2023\/12\/Services-370x247.jpg 370w, https:\/\/www.ubitstechnology.com\/payflo\/wp-content\/uploads\/2023\/12\/Services-840x560.jpg 840w, https:\/\/www.ubitstechnology.com\/payflo\/wp-content\/uploads\/2023\/12\/Services-410x273.jpg 410w, https:\/\/www.ubitstechnology.com\/payflo\/wp-content\/uploads\/2023\/12\/Services.jpg 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/figure>\r\n\r\n\r\n\r\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" data-id=\"61263\" class=\"alignnone wp-image-62716 size-medium\" src=\"https:\/\/www.ubitstechnology.com\/payflo\/wp-content\/uploads\/2025\/10\/Demo-300x259.png\" alt=\"\" width=\"300\" height=\"259\" srcset=\"https:\/\/www.ubitstechnology.com\/payflo\/wp-content\/uploads\/2025\/10\/Demo-300x259.png 300w, https:\/\/www.ubitstechnology.com\/payflo\/wp-content\/uploads\/2025\/10\/Demo-370x320.png 370w, https:\/\/www.ubitstechnology.com\/payflo\/wp-content\/uploads\/2025\/10\/Demo-410x355.png 410w, https:\/\/www.ubitstechnology.com\/payflo\/wp-content\/uploads\/2025\/10\/Demo.png 740w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/figure>\r\n<\/figure>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\"><strong>Islamic Banking (optional module)<\/strong><\/p>\r\n<ul>\r\n<li><strong>Deposit accounts:<\/strong> Mudarabah, Wakalah, Wadiah, Qard Hassan with automated profit allocation.<\/li>\r\n<li><strong>Financing:<\/strong> Tawarruq\u2011based structures and Shariah\u2011aligned BNPL.<\/li>\r\n<li><strong>Independent profit\u2011sharing<\/strong> module that can operate natively or alongside other cores.<\/li>\r\n<\/ul>\r\n<p><strong>Run it your way<\/strong><\/p>\r\n<ul>\r\n<li><strong>SaaS:<\/strong> Faster time\u2011to\u2011benefit, auto\u2011upgrades, elastic scale, and lower TCO.<\/li>\r\n<li><strong>Private cloud \/ On\u2011prem:<\/strong> Data residency control and tailored performance for regulated environments.<\/li>\r\n<\/ul>\r\n<p><strong>Integration &amp; extensibility<\/strong><\/p>\r\n<ul>\r\n<li><strong>Open APIs<\/strong> for channels, payments, and back\u2011office.<\/li>\r\n<li><strong>Unified reconciliation<\/strong> across rails and vendors.<\/li>\r\n<li><strong>Analytics\u2011ready<\/strong> data for risk, ops, and growth teams.<\/li>\r\n<\/ul>\r\n<p>&nbsp;<\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Accounts, deposits, lending, treasury, and product configuration without limits.<\/p>\n","protected":false},"author":1,"featured_media":61302,"comment_status":"closed","ping_status":"closed","template":"","cpt_services_group":[321],"class_list":["post-47388","cpt_services","type-cpt_services","status-publish","has-post-thumbnail","hentry","cpt_services_group-crypto-analysis"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.ubitstechnology.com\/payflo\/wp-json\/wp\/v2\/cpt_services\/47388","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ubitstechnology.com\/payflo\/wp-json\/wp\/v2\/cpt_services"}],"about":[{"href":"https:\/\/www.ubitstechnology.com\/payflo\/wp-json\/wp\/v2\/types\/cpt_services"}],"author":[{"embeddable":true,"href":"https:\/\/www.ubitstechnology.com\/payflo\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ubitstechnology.com\/payflo\/wp-json\/wp\/v2\/comments?post=47388"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ubitstechnology.com\/payflo\/wp-json\/wp\/v2\/media\/61302"}],"wp:attachment":[{"href":"https:\/\/www.ubitstechnology.com\/payflo\/wp-json\/wp\/v2\/media?parent=47388"}],"wp:term":[{"taxonomy":"cpt_services_group","embeddable":true,"href":"https:\/\/www.ubitstechnology.com\/payflo\/wp-json\/wp\/v2\/cpt_services_group?post=47388"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}